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| July Jobs Report Signals Riper Conditions for Housing |
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The U.S. economy added 209,000 jobs in July, the Labor Department recently reported, flouting expectations and signaling riper conditions for the housing market. The unemployment rate retreated to 4.3 percent, a low, and hourly wages on average went up 0.3 percent to $26.36. "[July's] strong jobs report showed some good news," says Danielle Hale, chief economist for realtor.com®. "A strong job market and extra dollars in the pockets of many workers should further bolster consumer confidence in the current economic situation and outlook. This is particularly important for homebuyers, who often finance their purchase over 30 years and are most likely to buy when they have a ...
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Understanding what constitutes a hard check versus a "soft" check makes it easier to plan how you intend to apply for new credit lines, thereby minimizing the risk of harming your credit score.
