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Homeowners Get in Front of Rising Rates at Year-End |
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Homeowners seized the opportunity to refinance their mortgages at the end of 2016, locking in interest rates on the uncertainty whether they would rise higher in the new year. According to ATTOM Data Solutions' Q4 2016 U.S. Residential Property Loan Origination Report, 883,836 refinances totaling $246 billion were originated in the fourth quarter of 2016, a 20 percent increase—and 27 percent increase in dollar volume—from the previous year. Purchase originations moved opposite: 595,000 totaling $161 billion, a 12 percent decrease from the previous year. "Refinance originations continued to post strong numbers compared to a year ago in the fourth quarter, even as purchase ...
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